At BeaconPoint ...

We focus on Retirement Income Planning and offer insurance, and investment strategies to individuals, businesses, and families at all states of life.

Group benefits plans

Tax reduction strategies to keep more of the money you earn

Group Benefits Plans

Employees are one of the most important assets a business has. Without them the work doesn’t get done, decisions aren’t made, and the business will stall.

Attract the best talent to help your business grow. Let your employees know that you value them to create loyalty, build a great culture and keep everyone working hard. Get the right group benefits plan to provide the protection and coverage they need.

Types of group benefits coverage

Group Benefits Plans

There are many different types of group benefits plans each its own benefits and coverages. We take the time to understand the types of coverage your employees need and what type of budget the business is working with. We then find the best group benefits plan for your business and your employees.

Some of the most common types of coverage group benefits plans offer are:

Depending on the type of group benefits plan you opt for, your employees may be required to pay a small deductible or the plan may provide full (100%) coverage. Different group plans also have annual maximum claims amounts for different healthcare categories.

Let us light the way to giving your employees the coverage they need at a price your business can afford. Get in touch and let’s chat.

How we support your business

Group Benefits Plans

Getting the right group benefits plan that gives your employees the coverage on a budget your business can afford is just the first step in managing your employee benefits needs.

Getting the answers you need

Most employee benefits plan providers offer a self-service portal and call center and email support. But if you’re not getting the answers you need we often have special access channels to broker specialists that we can use to get you the answers that you need.

Review your employee benefits plan usage

The job doesn’t end with getting the right coverage. Monitoring how your employees are using their coverage and adjusting the plan accordingly is something we do to help make sure your employee benefits plan is working as hard as you are!

Switching providers

While you want to build a strong relationship with an employee benefits provider, sometimes it makes sense to survey the market to see what other options are available. Your needs will likely change over time, as will the variety of options different providers offer. We’ll keep an eye on the market and decide when it’s in your best interest to switch to a different provider.

Finding the right employee benefits plan is a great start, but continuing to manage how it benefits your business is just one way to help light the path to financial security and help you protect what matters most in your business.

Changing with the different phases of your business life

Group Benefits Plans

Your group benefits plan needs will change through the different phases of your business’ life.

In the initial stages, you might be budget-minded and only have basic coverage for your employees. As your company grows and you have more employees, fortifying your benefits plan with additional coverage to give them the available protection helps attract the best available talent and builds loyalty and culture. Continually reviewing and refining your health and dental benefits plan can keep your business one step ahead of the crowd and make sure your employees and their families have the peace of mind that they’re protected against illness and accidents.

We’ll be with you every step of your way to make sure you have the right group benefits plan for the different phases of your business growth. Manage your business with confidence knowing we’ll be the guiding light for protecting you and your employees.