Retirement, Tax & Estate Planning

The Stages of Retirement Planning

When you’re a fresh-faced twenty-something starting out in the world, thinking about what life will look like forty years later or how you’ll pay for it seems secondary. However, as with many types of investment platforms, by getting started early you can reap the benefits of compounding interest. The earlier you can start planning for your retirement, the easier it will be to reach your retirement goals.

While we customize each retirement plan for our client’s needs, retirement planning generally falls into the following stages:

• Retirement Plan Goal Setting – Imagining what you want your retirement will look like helps us create the right investment strategy. Travelling, playing golf, spending time at a cottage or spending winters in warmer climes are all goals that set the direction for your retirement investment planning.
• Creating Your Retirement Plan – Using a blend of the most appropriate investments, insurance policies and other financial products, we’ll create a plan to reach your goals and give you the retirement you dream of!
• Progress Monitoring – Changes in the global economy, long term performance of different types of investments, changes in your earning or living situation and even political events can impact how your retirement planning strategy performs. By monitoring your progress and making the appropriate changes, we keep you on track to achieve your retirement goals.
• Retirement – Your retirement planning doesn’t stop when you retire. We continue working for you to make sure you stay on track to enjoy your retirement without worrying about whether you’ll be able to afford the lifestyle you’ve worked hard to earn.

Let us help light the path to the retirement you deserve. Let’s talk.

Estate Planning

At some point, our living journey must come to an end. However, with the right planning and preparation, our memory and legacy can live on with those we love.

Typically, ones estate includes bank accounts, an investment portfolio, insurance policies, business investments, real estate and other types of assets you accumulate in life.

Estate planning allows you to properly prepare your estate to be efficiently transitioned to family, loved ones, charities you wish to continue supporting, and others. When done properly, estate planning can save you and your beneficiaries thousands in taxes and avoid any unnecessary delays.

Give your loved ones the lifelong gift of a once-in-a-lifetime vacation, a move to a bigger home, a post-secondary education fund or other ways your generous legacy can continue.

Let us light the path to, through and beyond your retirement years. We’ll help you live the retirement you dream of and create a legacy of generosity with those you love most. Get in touch, we’d love to connect.