Heather Woods, Financial Security Advisor
Helping Clients Plan For and Achieve Their Financial Goals
Heather Woods began her career as a chemical technologist after graduation from Mohawk College in 1997.
After the addition of their two Children, Aidan in 2006 and Rachel in 2007, she left this field to focus on running the household. In 2015 Heather became a Financial Security Advisor with Freedom 55 Financial to support and service close family and friend. Heather takes a great deal of pride in BeaconPoint’s team approach to helping clients plan for and achieve their financial goals.
Getting in Touch with Heather
Feel free to get in touch with Heather Woods, Financial Security Advisor using any of the methods below.
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Who Heather Helps
While Heather is fully capable of helping people through all stages of their personal wealth and business finances journey, below are some of the more common situations she supports her clients through.
Graduates
Unfortunately, our education system doesn’t include personal financial literacy, meaning many people don’t learn some of the very basics about how to take care of their personal finances. Add in ever-increasing amounts of student debt and many recent graduates find themselves in a tough position before they even get started.
Heather helps new grads understand personal budgeting & cashflow, start building their investment portfolio for the retirement they want, and even start saving towards purchasing their first home.
Families
When you start a family, you face many financial pressures. You might be early in your career so still working your way up to higher income levels. Starting a family brings in more financial pressure, from day-to-day expenses but also upsizing to a bigger home and starting education savings plans for college or university.
Heather helps new young families manage increased financial pressures through managing personal budgeting & cashflow, helping them afford a home for their growing family, and creating a strategic investment plan for their children’s education and their retirement.
Business Owners
Because of how federal and provincial tax code is composed, business owners can leverage taking a combined approach to their personal and business finances to create significant tax savings opportunities. As key people in the business, business owners should have more insurance protections for themselves and their business holdings.
Heather helps business owners find the right investment products so they can enjoy the retirements they work hard for, reduce the amount of taxes they pay, and help them attract the best talent to grow their businesses.
Professionals
As business professionals earn higher incomes, the amount of personal income tax they pay can soar. Furthermore, the taxes they can pay on their high-worth investments can also increase dramatically.
Heather helps high-income professionals reduce the taxes they pay, prepare their investments for the retirement they’ve worked so hard for, and prepare their estate for a tax-efficient transition to their children, charities they support, and other beneficiaries.
Investors
Canada is a fertile landscape for local and international investors. A diverse portfolio of stocks & bonds, business holdings, real estate and even emerging cryptocurrencies can provide strong growth through the cyclical ups and downs of the market.
Heather helps investors manage their investment portfolios for strong growth, protecting against excessive taxes and ensuring the investor and their portfolio are protected and prepare for efficient transition.
Mature Individuals
While people spend decades working hard and carefully building and managing their investments so they can have the retirement they deserve, the work doesn’t stop as soon as they reach their retirement years.
Heather helps mature individuals manage their investments so they can do the things they want to when they retire, and helps prepare their estates for efficient transition to their children, grand children, charities they support and others that matter most to them.
Contact Heather Woods, Financial Security Advisor
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